Supported Gateways
| Gateway | Own account | VAR sheet | Backend processor | Type | Checkout element | Setup complexity | Page |
|---|---|---|---|---|---|---|---|
| Payments AI Gateway | No | On request from PAI | No | Native | Yes | Low | Default Gateway |
| NMI | Yes | Yes (from backend processor) | Yes | External | Yes | High | NMI |
| Stripe | Yes | No | No | External | Yes | Medium | Stripe |
| PayPal | Yes | No | No | External (wallet) | Yes | Medium | PayPal |
| Splitit | Yes | No | No | External (installments) | Yes | Medium | Splitit |
| Coinbase | Yes | No | No | External (crypto) | No (invoice-only) | Medium | Coinbase |
| Klarna | Yes | No | No | External (BNPL) | No (invoice-only) | Medium | Klarna |
VAR sheet:
A VAR sheet is not required to use the Payments AI Gateway; merchants do not need to obtain one themselves. Payments AI can provide a VAR sheet on request if a merchant needs one (for example, for their own bank or internal systems). For NMI, a VAR sheet is mandatory and is issued by the backend processor. Payments AI does not issue NMI VAR sheets.
Invoice-only gateways:
Coinbase and Klarna are only available through manual orders and invoice-based payments. They cannot be used as direct checkout elements. The customer receives an invoice link and selects the gateway from there.
For per-gateway regions, payment methods, and currencies, see each gateway's own page. The Payments AI Gateway region/method matrix is in Supported Payment Methods.